Business Cash Advance

Does your business need cash fast- Up to $2 Million

BUSINESS CASH ADVANCE PROGRAM SUMMARY
  • Funding up to $2 Million
  • We buy your future sales at a discounted price ( We buy up to 110% of your last three months average monthly sales  – We normally offer 70 cents to 78 cents on the dollar )
  • Funds in the same day or within 72 hours
  • Fixed Factor Rate: 10% to 49%
  • Term: 30 days to 36 months
  • Daily, Weekly or Monthly Payments
  • Since this is s buying and selling transaction, we can close on the agreement fast.
  • Based on your monthly sales and not entirely on your credit score.
QUALIFICATIONS
  • Must be in business for at least 4 months.
  • Must have a minimum monthly deposit of $4000,00 to your business bank account.
  • Must have a minimum credit score of 450
  • NO Bankruptcy
  • No Tax Liens
  • No Criminal Record
DOCUMENTS REQUIRED
  • ADMIN FORM Completely filled out by all owners
  • Copy of Drivers License from all owners
  • Last THREE months Business Bank Statements
  • Present Month Business Bank Statement
  • Voided Business Check from same account that Bank Statements are provided.
HOW TO SUBMIT YOUR DOCUMENTS
  • Save all documents to your computer in PDF File
  • Download our ADMIN FORM from our website or call for a copy – ( 800 ) 291 – 5484
  • You can also submit by using our online submission form: https://kckcapital.com/online-submission/
  • You can also send all documents to docs@kckcapital.com
  • Please make sure that you submit all documents as required.
WHAT HAPPENS AFTER SUBMISSION
  • Allow up to 2 hours for a pre approval, may take up to 72 hours for an approval.
  • In the event that you do not hear from us after FOUR hours, you can call us at (800) 291 – 5484
  • REMEMBER: We try to get an offer to you as fast as we can, but in the event it takes longer than FOUR hours, it does not mean that you are not qualified, it maybe that more time is needed to make a decision

WHAT HAPPENS AFTER I SUBMIT MY APPLICATION?
1. Our underwriting team will review your information and application.
2. If approved, you will get a CONDITIONAL PRE APPROVAL for loan amount that we are willing to lend with repayment terms, within TWO hours.
3. Underwriting may request that you securely give access to your bank to verify your bank statements.

ONCE APPROVED, WHAT HAPPENS?
1. You will get a loan agreement where you will have to get notarized, email back and send original per next day mail back to our company.
2. Underwriting will request simple additional supporting documents. ( see below please always prepare these documents before hand )
3. Underwriting will request a short interview with you to better understand your business.
4. Once all documents and loan agreement is received by underwriting, they will fund your loan with two hours.

ONCE APPROVED – BE PREPARED WITH THE FOLLOWING DOCUMENTS FOR FAST FUNDING.
The faster you move and submit the required documents, the faster you get funded. Its all in your hands.
Once Approved, please have the following documents ready for submission:
1. Your business rental contract
2. A voided check for your business account where you want your funds to go.
3. Your business registration
4. Business License if required for your type of profession.
5. IRS letter issuing you your EIN number.
6. Be prepared to PRINT out loan agreement and terms, get it NOTARIZED and email back to us. Original MUST be sent per NEXT day mail.
7. Last two months proof of business rental payments.
8. Also you will be required to have a short telephone interview with our underwriters.
9. We may contact your place of business landlord.