Personal Term Loan for Business purposes, up to $175K
– Personal Credit 720 FICO / Min $50K Net Personal Income ( Line #43 on the 1040 tax returns)
– Less than 35% debt to income ratio ( total monthly payments / net monthly income )
– Less than 3 – 4 inquiries per bureau and 3 new accounts in the last 12 months
– Must have at least 4 open accounts with 5 years of history.
– No negatives ( One or two 30 days late in the past are less problematic )
– Open accounts with major lenders (AmEx, BofA, Chase, Citi…)
We charge a back end success fee.