SBA Loans with First Home Bank

Start Ups and Existing Businesses.

First Home Bank. We are a direct national lender for the SBA, We are ranked 7th in the nation among BSA lenders nationally. We are a community bank. We focus on cash flow lending, meaning that industry type comes secondary. We provide funding for any number of industries from start ups to e-commerce , s-stores, car washes, restaurants, franchises, new construction , hotel / motel you name it.

REQUESTING FUNDING FOR A START UP
If you are a start up we require the following documentation.
  1. Three years personal tax returns – ALL PAGES
  2. Personal Financial Statement
  3. Detailed Business Plan
  4. Detailed Projections
  5. Resume of Industry Experience.
  6. Photo ID in color.
EXISTING BUSINESSES THAT ARE REQUESTING FUNDING
If you are in business currently , we require the following documentation.
  1. Three Years Personal tax returns – ALL PAGES
  2. Three Years Business Tax returns – ALL PAGES
  3. Personal Financial Statement
  4. Schedule of business debt
  5. Balance Sheet
  6. Income Statement
  7. Intern Statement
  8. P&L Statement
  9. Resume of Industry Experience
  10. Photo ID
  11. Purchase Agreement if R/E is involved
  12. Appraisal of Property if R/E is involved
  13. If Refinance – NOTE that we are paying off.